Loan programs offered at very
competitive interest rates.
Whether you are a first time homebuyer
or looking to move up, being well
prepared will help you make the best
decisions. Our Mortgage Professionals
will help you compare mortgage types
and costs and choose the one that
fits your needs. We'll take your application
online, in-person or over the phone
and give you a straightforward comparison
of our wide array of loan programs
offered at very competitive interest
rates.
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How It Works
1. THE APPLICATION
– Please furnish as much information as
possible so that we may better determine
you needs. List your full name(s), list
the amount of the loan you are seeking,
contact phone numbers, email address,
and state where house is located.
2. PRE-QUALIFICATION
– The loan officer will pull credit and
check property value, debt ratios, etc.
He/She will call you back within 24 hours
and let you know what we have found out.
3. SIGN-UP
– You can visit our office or have the
documents mailed, faxed, or emailed to
you; which will include a Good Faith Estimate,
Estimate of Costs, Loan Terms, etc. You
will also provide any requested documents
such as W2, pay stubs, etc.
4. LOCKING THE
INTEREST RATE – Many loans have
to have the interest rate “locked in”
for a period of time, usually 30 days,
so that the rate can be guaranteed.
5. THE APPRAISAL
- The loan officer will order an appraisal
of your property to determine the value.
The appraiser will contact you to set this appointment at a convenient time for you.
6. FINAL APPROVAL
– Once all of the information is obtained,
the loan package will be sent to underwriting
for final approval. The underwriter determines
that everything is there and a “clear
to close” is issued
7. THE CLOSING
– A convenient time is set up with the
title company and the customer for the
signing of all loan documents. If this
loan is a refinance or a 2nd mortgage
on an existing owner occupied property,
by law there is a 3 day waiting period
for your money. After the 3rd business
day, the money will be disbursed to you.
At Liberty Mortgage Investment, Inc we
try to make the loan process as easy as
possible for our customers. We follow
the loan every step of the way. We stand
by our loan approvals and rate locks.
Our customers say that their loan process
with liberty Mortgage Investment was the
smoothest loan process they have ever
been through.
To find out what loan options might be
right for you, please click here to contact
us online or call us toll-free at 1-877-288-2830.
One of our state-certified loan officers
will be happy to provide you with a no-obligation
loan quote or simply answer any questions
you might have
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